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How Much Does In-Home Care Cost in Orlando?

The latest local data on in-home care costs in the Orlando area, what affects the price, and how home care compares with assisted living and nursing homes.

In the Orlando area, non-medical in-home care costs a median of about $33 an hour, according to the CareScout 2025 Cost of Care Survey. For a caregiver 44 hours a week, that works out to roughly $6,200 a month. Most families need far fewer hours, so their actual cost is often much lower.

Key takeaways

  • The median rate for a non-medical caregiver in the Orlando-Kissimmee-Sanford area was about $33 an hour in 2025, a little above the Florida median of $32 and below the national median of $35.
  • Your total depends mostly on how many hours you need. Twelve hours a week at the median rate is about $1,700 a month; full-time care is about $6,200.
  • The type of care, the time of day and whether you use an agency or hire privately also affect the price.
  • Original Medicare generally does not pay for non-medical home care when it is the only care needed, so most families combine savings, insurance, benefits and family help.

The short answer: about $33 an hour

Each year, CareScout (formerly the Genworth Cost of Care Survey) collects rates from long-term care providers across the country. Its 2025 survey, released in March 2026, gathered more than 25,000 rates from July to November 2025 and reports them by metro area.

Starting with the 2025 edition, CareScout no longer reports homemaker services and home health aides separately. Because their prices had converged, both now fall under one category called non-medical caregiver. That category covers help with bathing, dressing, moving around and using the bathroom, as well as homemaking such as light housekeeping and meal preparation.

Non-medical caregiver medians, CareScout Cost of Care Survey 2025. Monthly and yearly figures assume 44 hours a week, 52 weeks a year.
AreaHourly medianMonthly medianYearly median
Orlando-Kissimmee-SanfordAbout $33$6,197$74,360
Florida$32$6,101$73,216
United States$35$6,673$80,080

The Orlando median has been rising. It went from $5,911 a month in 2024 to $6,197 in 2025, an increase of about 5 percent. Nationally, CareScout noted that the 3 percent rise in hourly rates was close to overall inflation and wage growth.

What your family might actually spend

The 44-hour figure is a benchmark, not a typical schedule. Many families start with a few visits a week and add hours as needs change. Here is what different schedules would cost at the Orlando median of about $33 an hour.

Illustrations only, calculated at $33 an hour and 52 weeks a year. Actual rates vary by provider and by the care needed.
ScheduleHours a weekAbout per month
4 hours, 3 days a week12$1,720
4 hours, 5 days a week20$2,860
6 hours, 5 days a week30$4,290
Full time44$6,200
Around the clock168$24,000

Round-the-clock care is where costs climb fastest. That is why many families pair paid care during the day with family support in the evenings, or use respite care so a family caregiver can rest.

What affects the price

The National Association of Insurance Commissioners notes that home care costs depend on the number of days a caregiver visits, the type of care and the length of each visit. In practice, these are the factors that matter most:

  • Hours and schedule. More hours cost more in total. Some agencies also set a minimum visit length or a minimum number of hours per week.
  • Type of care. Companionship, homemaking and personal care are non-medical. Skilled nursing at home is priced very differently: CareScout puts the Orlando median for a private duty nurse at $80 an hour.
  • Time of day and holidays. Overnight, weekend and holiday shifts may be priced differently. CareScout's survey excludes holiday rates, so its medians reflect regular hours.
  • Agency or private hire. Agencies usually charge more than an individual caregiver, but they take care of screening, payroll, taxes, insurance and backup coverage.
  • Location. Rates differ from one metro area to another. The Orlando median sits between the Florida and national figures.

Agency or private caregiver?

AARP points out that you may pay more, sometimes substantially more, for an agency caregiver. In exchange, the agency handles the parts of hiring that are easy to underestimate. It screens and background-checks caregivers, manages payroll and taxes, carries liability coverage and sends a replacement when a caregiver is sick or on vacation.

If you hire someone directly, you take on those jobs yourself. According to AARP, that can include getting an employer identification number, withholding and paying Social Security, Medicare and unemployment taxes, running a background check and arranging backup care. The IRS also notes that paying someone to care for a family member in your home can make you a household employer who owes employment taxes.

Neither choice is right for everyone. Private hire can be more flexible and less expensive, while an agency offers more support and less paperwork.

How home care compares with other options

It helps to see home care next to other kinds of long-term care in the Orlando area. Keep in mind that home care costs rise and fall with the hours you use, while facility costs are for full-time care.

CareScout Cost of Care Survey 2025, Orlando-Kissimmee-Sanford.
Type of care (Orlando area)Monthly median
Non-medical caregiver at home, 44 hours a week$6,197
Adult day health care, 5 days a week$1,625
Assisted living, private one-bedroom$6,000
Nursing home, semi-private room$10,676
Nursing home, private room$12,167

For someone who needs a few hours of help a day, home care is often the most affordable way to get support while staying in a familiar place. When a person needs care around the clock, a facility may cost less.

Ways families pay for in-home care

Most families pay for non-medical home care with a mix of sources. Original Medicare generally doesn't cover non-medical home care when it's the only care needed, although some Medicare Advantage plans offer in-home support. Other options include long-term care insurance, Florida Medicaid's Long-Term Care program, state programs for older adults, VA benefits and certain tax breaks.

We cover each of these in detail in our guide on how to pay for in-home care in Florida.

Questions to ask any provider about cost

  • What is the hourly rate, and is it different for nights, weekends or holidays?
  • Is there a minimum number of hours per visit or per week?
  • What tasks are included, and are any services billed separately?
  • How are caregivers screened and trained?
  • What happens if our regular caregiver is sick or on vacation?
  • What is the cancellation policy?
  • How often will we be billed, and which payment types do you accept?
  • Can you provide the records our long-term care insurance or benefits program requires?

How Omni Care approaches pricing

At Omni Care Solutions of Florida II, every plan starts with a free consultation. We listen to what your loved one needs, recommend a schedule that fits and explain the cost clearly before care begins. There are no surprises, and you can adjust the plan as needs change.

We provide non-medical home care, including personal care, homemaker services, medication reminders, transportation, companionship and respite care, across Orange, Osceola and Seminole Counties, including Winter Park, Kissimmee, Sanford and many other communities.

This article is general information, not medical, legal or financial advice. Program rules and costs change; check with the organizations linked above or talk with a qualified professional about your situation.

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